Who is authorized to sign cashier's checks?

Who is authorized to sign cashier's checks?

• A. The Branch Manager or BSM
• B. The Teller
• C. The Customer
• D. Notary Public

Answer: (A)

Cashier's checks are bank-issued and guaranteed by the bank's own funds, so the signature must come from someone authorized by the bank to issue these instruments. Usually that is an officer or a designated branch official, such as the Branch Manager or a Bank Service Manager (BSM). The teller handles routine transactions but isn’t the private signatory on cashier's checks because that would bypass the bank’s authorization controls for committing funds. The customer cannot sign a cashier's check since the instrument is drawn on the bank, not on the customer. A Notary Public isn’t involved in issuing cashier's checks; they only witness or certify signatures.

Cashier's checks are bank-issued and guaranteed by the bank's own funds, so the signature must come from someone authorized by the bank to issue these instruments. Usually that is an officer or a designated branch official, such as the Branch Manager or a Bank Service Manager (BSM). The teller handles routine transactions but isn’t the private signatory on cashier's checks because that would bypass the bank’s authorization controls for committing funds. The customer cannot sign a cashier's check since the instrument is drawn on the bank, not on the customer. A Notary Public isn’t involved in issuing cashier's checks; they only witness or certify signatures.